Tax-efficient investing

Invest in an ISA with just £1

If you haven't used your annual ISA allowance and/or are interested in opening a Junior ISA on behalf of a child, take a look at our options for tax-efficient investing.

The value of investments will fluctuate, which will cause fund prices to fall as well as rise and you may not get back the original amount you invested. In addition, ISA and Junior ISA tax rules could change in the future and their tax advantages depend on your individual circumstances.

There are two ways to invest tax-efficiently with M&G:

Regular savings

Saving regular amounts could help smooth out the peaks and troughs of the stockmarket.

The M&G Savings Plan

Investing on behalf of a child

Make an investment for your child’s future outside a Junior ISA.

Investing for children


An individual savings account (ISA) is a tax-efficient investment vehicle in which you can hold a range of investments, including shares in funds and unit trusts and cash.

More on ISAs

Junior ISAs

Junior ISAs are a flexible, simple and tax-efficient way for you to save for a child’s future.

More on Junior ISAs

Child Trust Fund (CTF) transfers

Parents and Guardians can now choose to transfer their child’s CTF into a Junior ISA account.

Find out more about CTF transfers

Need further information?