We will continue to share our ongoing analysis and commentary with you here.
Please refer to the glossary for an explanation of the investment terms used throughout this section. The views expressed in this section should not be taken as a recommendation, advice or forecast. We are unable to give financial advice. If you are unsure about the suitability of your investment, speak to your financial adviser.
Brexit and the importance of taking a long-term view
18/10/2019: Checking the value of your investments every day can be a nerve-wracking habit. Over the last few months, as stockmarkets have bounced up and down, it has been especially so.
Brexit and the power of diversification
For British investors, the past few years have ably demonstrated the risks that can accompany focusing your investments too narrowly. Since the referendum vote to leave the European Union in June 2016, UK company shares have underperformed global stockmarkets overall, and the value of the pound has fallen considerably. Most UK-centric approaches to investing have therefore disappointed.
Brexit, the UK economy and the folly of forecasting
04/06/2019: ‘An economist is an expert who will know tomorrow why the things he predicted yesterday didn’t happen today.’ Laurence Peter
Economists are easy targets for critics and comedians since their forecasts are nearly always proven wrong by events. A popular joke is that economists exist to make weather forecasters look good.
Beware over-relying on the UK for income
Whatever your goals for life after work, the key is having the income to meet your needs and bring your aspirations to life. When it comes to generating income from investments, how you put your money to work is just as important as how much you have put aside. Investing across a breadth of different assets can help deliver a more reliable income stream. Seeking income from too few sources could ultimately put your aspirations in jeopardy.