Investment Insights

Our range of fund articles and market insights are designed to help you navigate the wider financial landscape with confidence. Keep informed with our Q&As and videos from the fund management floor or read more about the investment topics that matter to you with our commentaries from across the industry.

The value of the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested.

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2019 SEP

Insights

M&G Investments

03/09/2019

Long-term investing: letting time do its work

At M&G, we are strong advocates of long-term investing. Unless your investment horizon is only short term, we believe taking a longer-term approach – ignoring the day-to-day ups and downs of the markets – can better help you achieve your financial goals. Here are six steps to help time work in your favour when investing for your future.

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2019 AUG

Insights

Ben Constable-Maxwell

13/08/2019

Investing in solutions for the planet

Harnessing the power of innovation can deliver positive outcomes for investors and the environment.

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Insights

06/08/2019

Safe as houses?
The dangers of relying on your home as a nest egg

It’s not hard to see why investing in the UK property market might seem so attractive.

Over the past two decades, average house prices have almost quadrupled. This capital growth has made UK homes an enormous store of wealth, with an estimated total value of £7.3 trillion, as of January 2019.

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Insights

Insights

06/08/2019

Why M&G believes in active investing

A M&G, we passionately believe in the power of active investing.

You might have read about the so-called “active versus passive” debate in the financial pages. In our view, this is something of a false dichotomy – both types of investment strategy can play a role in a well-balanced portfolio.

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Insights

05/08/2019

Investing in retirement: Is there room for growth?

As you were building up your investment pot over the decades, in all likelihood you pursued growth above all else, looking to maximising the value of your savings.

Your priority in retirement may well be to generate an income from your investments, rather than to pursue further capital growth. After all, turning on the taps for an extra income stream could help you realise your ambitions.

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Insights

Jim Leaviss, Head of Retail Fixed Interest, M&G

05/08/2019

Why its brave to bet against Bunds

During my 25 years in bond markets, there’s always been one potentially lethal trade for bond investors.

The “widow-maker” baton has changed hands through the years, but in each case investors have made very costly bets against bond prices continuing to rise. Today, it is German government bonds that pose this threat.

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2019 JUL

Insights

M&G Investments

31/07/2019

Don’t fall prey to investment scams

Laptop

From simple cons to elaborate schemes, attempts to prise away your hard-earned money are nothing new. Yet there are arguably more windows of opportunity for scammers today than ever.

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Insights

M&G Investments

31/07/2019

Introducing investing to children

Finance is often perceived as complicated and remote, but this can be a costly impression. Understanding money matters is a valuable life skill.

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Insights

Insights

30/07/2019

Compounding opportunities

The humble Individual Savings Account or ISA may be home to roughly £600 billion of personal savings in the UK, but it has been overshadowed of late. Major reforms have transformed pensions, making them much less restrictive, and personal tax-free allowances have been introduced for dividend and savings income.

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Insights

30/07/2019

Investing to grow your savings

The pursuit of capital growth is arguably the most basic of investment goals. By putting your money to work, you can aim to grow its value over time, hopefully leaving you better off.

The value of the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested.

Read more

Insights

M&G Investments

30/07/2019

Unleashing the piggy bank’s potential

Going for growth through investments could give a child a head-start.

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Insights

M&G Investments

29/07/2019

Three steps to overcoming investment anxiety

Horrid phrase it may be, but it is no less true that uncertainty is often the only certainty. When it comes to investing for our futures, the constant of uncertainty can be unnerving. After all, who wants their hard-earned savings to plunge in value?

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Insights

M&G Investments

26/07/2019

Can one fund ever be enough?

When it comes to investing, managing risk is all-important. It can be prudent to spread your money over a range of different assets, so that all of your eggs aren’t in one basket.

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Insights

26/07/2019

Four ways you could beat inflation

While nowhere close to historic highs, the rate of inflation continues to be higher than the near-record low interest rates offered on cash savings.

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Insights

M&G Investments

24/07/2019

An M&G guide to tax and investing

The UK tax man casts a wide net and income from personal investments, in terms of savings and employment income, are firmly within his reach.

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Insights

M&G Investments

23/07/2019

The real returns on cash savings

When we save or invest money, a common goal is for it to grow faster than prices are rising, or at least as quickly. This is because we know that inflation erodes the value of cash – in other words, reducing what can be bought with a £1 coin or £20 note over time.

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Insights

19/07/2019

An M&G guide to investing in listed infrastructure

Modern life hinges on the functioning of a vast network of systems and structures that enables us to live and work as we do. Building and maintaining these important assets can cost a lot, but the rewards for long-sighted investors in successful assets can be great.

This guide explains our approach to investing in listed infrastructure, and why we believe that this asset class can bring valuable benefits to long-term investors.

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Commentary

Steven Andrew - Fund Manager

16/07/2019

Investing in retirement: Beware over-relying on the UK for income

Whatever your goals for life after work, the key is having the income to meet your needs and bring your aspirations to life.

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Insights

M&G Investments

16/07/2019

Sharing the joy of investing

It is often said that we don’t talk enough about money in this country. Financial matters can be taboo at the dinner table and tend to be overlooked in the workplace.

Unless we’re interested enough to read the financial pages, it is quite possible to live a full and happy life without knowing much, if anything at all, about investing. Yet an awareness of the options available to us can create powerful opportunities for our long-term savings.

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M&G Investments

15/07/2019

Three ways investors can target a rising income

Having carefully squirrelled money away for your retirement, you may have reached a stage where you now want to transform those savings into income.

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15/07/2019

Why regular investing is a valuable ally

It is not uncommon to have a sum of money that you decide to invest for your future. While it is important to know where to invest it, how you choose to do so is vital.

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Insights

M&G Investments

08/07/2019

Investing in bonds: 3 reasons not to go with the flow

The cheapest way to invest in the global bond market may not always be the most cheerful.

The attraction of so-called passive funds is typically their lower costs. They try to mirror the composition of a given market – bonds issued by governments, for instance – offering you, the investor, a way to get exposure to all of it.

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Insights

Stuart Rhodes - Fund Manager

08/07/2019

Why dividends matter

“Do you know the only thing that gives me pleasure? It’s to see my dividends coming in,” said the US industrialist John D. Rockefeller. The principle of owning stocks with consistent dividends made Rockefeller incredibly wealthy more than a century ago. The investment strategy that made him the world’s first billionaire is just as relevant today as it was in the nineteenth century.

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