Investment Insights

Our range of fund articles and market insights are designed to help you navigate the wider financial landscape with confidence. Keep informed with our Q&As and videos from the fund management floor or read more about the investment topics that matter to you with our commentaries from across the industry.

The value of investments will fluctuate, which will cause fund prices to fall as well as rise and you may not get back the original amount you invested.

Search

Please enter a search term:

Advanced search


News categories

  • Commentary
  • Fund updates
  • Insights

Asset class

  • Bonds
  • Equities
  • Fixed income
  • Fixed interest
  • High yield
  • Multi-asset
  • Property

2019 MAR

Insights

M&G Investments

20/03/2019

Three steps to overcoming investment anxiety

Horrid phrase it may be, but it is no less true that uncertainty is often the only certainty. When it comes to investing for our futures, the constant of uncertainty can be unnerving. After all, who wants their hard-earned savings to plunge in value?

Read the full article

Insights

19/03/2019

Investing in retirement: Is there room for growth?

As you were building up your investment pot over the decades, in all likelihood you pursued growth above all else, looking to maximising the value of your savings.

Your priority in retirement may well be to generate an income from your investments, rather than to pursue further capital growth. After all, turning on the taps for an extra income stream could help you realise your ambitions.

Read more

Insights

Insights

18/03/2019

Why M&G believes in active investing

A M&G, we passionately believe in the power of active investing.

You might have read about the so-called “active versus passive” debate in the financial pages. In our view, this is something of a false dichotomy – both types of investment strategy can play a role in a well-balanced portfolio.

Read the full article

Insights

Laura Frost - Investment Director, Equities

18/03/2019

Why the turning of US bond yields matters

The market for 30-year US government debt has often been described as a "giant anaconda": It draws little attention as it sleeps most of the time, but when it wakes up, everybody around it shakes in fear.

Read more

Insights

15/03/2019

Safe as houses?
The dangers of relying on your home as a nest egg

It’s not hard to see why investing in the UK property market might seem so attractive.

Over the past two decades, average house prices have almost quadrupled. This capital growth has made UK homes an enormous store of wealth, with an estimated total value of £7.3 trillion, as of January 2019.

Read more

Insights

M&G Investments

14/03/2019

Investing in bonds: 3 reasons not to go with the flow

The cheapest way to invest in the global bond market may not always be the most cheerful.

The attraction of so-called passive funds is typically their lower costs. They try to mirror the composition of a given market – bonds issued by governments, for instance – offering you, the investor, a way to get exposure to all of it.

Read more

Insights

M&G Investments

11/03/2019

Can one fund ever be enough?

When it comes to investing, managing risk is all-important. It can be prudent to spread your money over a range of different assets, so that all of your eggs aren’t in one basket.

Read more

Insights

M&G Investments

01/03/2019

Looking for dividend growth: Q&A with Stuart Rhodes

Darius McDermott, Managing Director of Chelsea Financial Services, asks Fund Manager Stuart Rhodes how he aims to deliver a growing income stream to investors in the M&G Global Dividend Fund.

Watch the video

2019 FEB

M&G Investments

27/02/2019

Investing in retirement: 3 ways to target a rising income

Having carefully squirrelled money away for your retirement, you may have reached a stage where you now want to transform those savings into income.

Read more

Insights

M&G Investments

19/02/2019

Grounds for optimism in the UK stockmarket

Last year is unlikely to be remembered fondly by many investors around the world, not least in the UK. In common with stockmarkets globally, London-listed shares suffered major price falls.

Read more

Insights

Michael Bourke, Fund Manager

19/02/2019

China: Still flying in the Year of the Pig?

After a difficult year in 2018, might the Year of the Pig bring investors in the Chinese stockmarket good fortune? 

Read the full article

Commentary

Steven Andrew

05/02/2019

Investing in retirement: Beware over-relying on the UK for income

Whatever your goals for life after work, the key is having the income to meet your needs and bring your aspirations to life.

Read the full article

Insights

M&G Investments

05/02/2019

The real returns on cash savings

When we save or invest money, a common goal is for it to grow faster than prices are rising, or at least as quickly. This is because we know that inflation erodes the value of cash – in other words, reducing what can be bought with a £1 coin or £20 note over time.

Read more

2019 JAN

Insights

M&G Investment

31/01/2019

How to supplement your retirement income

Making sure you have enough income to support your needs and aspirations in retirement is never straight forward. For many, the challenge has become more acute with the squeeze on many traditional income streams.

Read the full article

Fund updates

30/01/2019

REMINDER: Planned fund suspensions

As part of our plans to ensure we protect the interests of our clients and minimise disruption after the UK leaves the EU in March 2019, we are splitting a number of our funds. Assets held in these funds by non-UK investors will be merged into equivalent Luxembourg-domiciled funds. As each merger has taken place, it has been operationally necessary to suspend the fund temporarily while the assets are moved.

Read more

Insights

24/01/2019

Four ways you could beat inflation

Inflation is back. After a couple of years when consumer prices in the UK barely rose, the annual rate of inflation has remained above the Bank of England’s target of 2% since February 2017.

The Bank forecasts that consumer price inflation will remain above 2% in each year until 2021. While nowhere close to historic highs, higher inflation stands in contrast to near record low interest rates offered on cash savings.

Read more

Insights

M&G Investments

24/01/2019

How you can diversify your ISA with M&G

The benefits of having one stocks and shares ISA, or Individual Savings Account, rather than several smaller pots are probably clear. Above all, it makes life easier to have your investments in one place.

Read more

Insights

23/01/2019

Reasons to consolidate your ISA investments

You may well have opened Individual Savings Accounts, or ISAs, with several providers over the years, but do you know what is going on with each of them?

If you find keeping a tab on your different ISAs challenging, you could consider whether consolidating them into fewer accounts – or perhaps just one – might make life easier.

Read more

Insights

John Lothian - Deputy Fund Manager, Equities

16/01/2019

Japan: No longer the sleeping giant

Japan is arguably the investment world’s most overlooked developed market. It is the world’s third-largest economy after the United States and China, and accounts for over 8% by value of the benchmark MSCI World Index of developed markets’ largest listed companies.

Read more

Insights

M&G Investments

15/01/2019

Is inflation a threat to your wealth?

Money is only ever really worth what you can buy with it.

Over time, rising prices erode the value of cash. Compare, if you will, how far £10 could stretch when you were younger to what it will buy today. It’s not just the price of goods that has risen over the past decades, but also assets like property.

Read more

Insights

Ben Constable-Maxwell and John William Olsen

11/01/2019

Investing for impact: profit with purpose

How can we aim to achieve a positive social and environmental impact with our long-term investments?

Would you like to pursue more than financial returns from investing? You can count yourself among a growing band of investors if so.

Read more

Insights

M&G Investments

07/01/2019

Investing in the next generation

It’s natural to want to give younger members of your family a leg up financially. We all know how expensive life can be, especially at certain times – whether that’s buying a family home or studying.

Read more

Insights

Fiona Rowley and Justin Upton, co-fund managers of the M&G Property Portfolio

07/01/2019

Why retail still makes sense for property investors

It’s no secret that UK retailers have struggled in 2018. The pressures faced by those at the sharp end of competition from online shopping and changing tastes, often combined with their own challenges, have been well documented.

Read more

Insights

Insights

04/01/2019

An M&G guide to income investing

Generating a strong and reliable income from your savings and investments is never exactly easy, but it is particularly challenging in the current era of ultra-low interest rates.

Read more

Insights

Rory Alexander, deputy fund manager

04/01/2019

‘Cheap quality’ – How Brexit has created long-term opportunities

The dreaded ‘B’ word has cast a blanket of negativity over investors’ outlook for the UK stockmarket.

Read more

Insights

M&G Investments

03/01/2019

Three investment strategies to help navigate uncertainties

When markets are choppy, there are days when being an investor can feel uncomfortable. Tolerating fluctuations in prices is part and parcel of long-term investing, but too much volatility might be unpalatable if your investment horizon is nearer.

Read more

Insights

M&G Investments

03/01/2019

Opening your stocks and shares ISA - a checklist

If you are thinking of joining the 2.8 million savers who invest tax-efficiently into stocks and shares ISAs, or individual saving accounts, there’s so much choice it might be difficult to know where to start.

Read more

Insights

M&G Investments

02/01/2019

Brexit and Sterling

The Treasury is planning to mint a commemorative 50p coin in the Spring, to mark the UK's departure from the European Union.

Read more

Need further information?