Investment Insights

Our range of fund articles and market insights are designed to help you navigate the wider financial landscape with confidence. Keep informed with our Q&As and videos from the fund management floor or read more about the investment topics that matter to you with our commentaries from across the industry.

The value of investments will fluctuate, which will cause fund prices to fall as well as rise and you may not get back the original amount you invested.

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2018 AUG

Insights

M&G Investments

28/08/2018

The real returns on cash savings

When we save or invest money, a common goal is for it to grow faster than prices are rising, or at least as quickly. This is because we know that inflation erodes the value of cash – in other words, reducing what can be bought with a £1 coin or £20 note over time.

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Insights

16/08/2018

Four ways you could beat inflation

Inflation is back. After two years when consumer prices in the UK barely rose, the annual rate of inflation has shot above the Bank of England’s target of 2% in 2017.

The Bank forecasts that consumer price inflation will remain above 2% in each year until 2021. While nowhere close to historic highs, higher inflation stands in contrast to near record low interest rates offered on cash savings.

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Insights

Jonathan Willcocks

16/08/2018

Joffy's Journal - Why dividends matter

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Insights

M&G Investment

15/08/2018

How to supplement your retirement income

Making sure you have enough income to support your needs and aspirations in retirement is never straight forward. For many, the challenge has become more acute with the squeeze on many traditional income streams.

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Insights

John William Olsen - Fund Manager

15/08/2018

Ignore ESG factors at your peril

Humans are prone to focus on the short term by nature. Fighting our tendencies and taking a longer view can be especially important when it comes to putting money to work for our futures.

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Insights

John Lothian - Deputy Fund Manager, Equities

15/08/2018

Japan: No longer the sleeping giant

Japan is arguably the investment world’s most overlooked developed market. It is the world’s third-largest economy after the United States and China, and accounts for over 8% by value of the benchmark MSCI World Index of developed markets’ largest listed companies.

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Insights

M&G Investments

10/08/2018

Is inflation a threat to your wealth?

Money is only ever really worth what you can buy with it.

Over time, rising prices erode the value of cash. Compare, if you will, how far £10 could stretch when you were younger to what it will buy today. It’s not just the price of goods that has risen over the past decades, but also assets like property.

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Insights

M&G Investments

08/08/2018

Investing in the next generation

It’s natural to want to give younger members of your family a leg up financially. We all know how expensive life can be, especially at certain times – whether that’s buying a family home or studying.

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Commentary

Jamie Horvat, Fund Manager and Henrietta Walker, Investment Specialist

08/08/2018

Profiting from the 'greening' of China

Profitting from the 'greening' of China

Think of Beijing and images of the Chinese capital shrouded in smog might come to mind.

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2018 JUL

Insights

Stuart Rhodes - Fund Mananger

23/07/2018

M&G Global Dividend Fund - 10 years on

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Commentary

John William Olsen, Fund Manager

11/07/2018

Creating wealth sustainably for the long term

John William Olsen

Sustainable investing can naturally mean different things to different people. From my perspective, as an investor in company shares, it boils down to the long-term durability of businesses.

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Insights

Insights

05/07/2018

Active vs passive investing

Funds come in many shapes and sizes, and try to achieve different things using their different approaches. There is a fundamental distinction to make between two of the overarching approaches to managing a fund – active and passive investing.

It’s important to understand the differences between these investment philosophies which, to an extent, can be seen as polar opposites. In this article, we outline the key points of differentiation, as well as some of the pros and cons of each.

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Insights

Ben Constable-Maxwell ‒ Director of Corporate Finance & Stewardship

05/07/2018

Three myths about responsible investing

The top priority for most long-term investors is to grow their capital for the future. This is the responsibility we, as asset managers, take on as stewards of our clients’ investments.

Our ambitions can be even broader, however. We can aim to not only invest profitably over the years, but to do so in a way that minimises costs to the planet and to society. Responsible investing recognises that we can succeed in both these goals.

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Insights

Insights

03/07/2018

An M&G guide to income investing

Generating a strong and reliable income from your savings and investments is never exactly easy, but it is particularly challenging in the current era of ultra-low interest rates.

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Insights

03/07/2018

Investing in Russia – open goal or own goal?

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The home nation was not widely fancied in the run-up to the world’s largest football tournament, starting the competition’s opening match as its lowest-ranked team.

Much like its national side, the Sbornaya, Russia has been largely out of favour among global investors in the first half of 2018.

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2018 JUN

Insights

29/06/2018

Understanding behavioural finance and using it to your advantage

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Can an angry tweet from the President of the United States reduce what a company is really worth? If billions of dollars can be wiped off the value of a company’s shares in less than 140 characters, should we as investors not sit up and ask why?

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News

29/06/2018

M&G recommits to climate change statement

The 2018 Global Investor Statement to Governments on Climate Change reiterates investors’ full support for the Paris Agreement and strongly urges all governments to implement the actions that are needed to achieve the Agreement’s goals.

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Insights

Insights

18/06/2018

Why M&G believes in active investing

A M&G, we passionately believe in the power of active investing.

You might have read about the so-called “active versus passive” debate in the financial pages. In our view, this is something of a false dichotomy – both types of investment strategy can play a role in a well-balanced portfolio.

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Insights

M&G Investments

14/06/2018

Long-term investing: letting time do its work

At M&G, we are strong advocates of long-term investing. Unless your investment horizon is only short term, we believe taking a longer-term approach – ignoring the day-to-day ups and downs of the markets – can better help you achieve your financial goals. Here are six steps to help time work in your favour when investing for your future.

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Insights

Alex Araujo, Fund Manager: M&G Global Listed Infrastructure Fund

11/06/2018

Evolving infrastructure: Out of sight, not out of mind

When we think of infrastructure, large physical assets typically spring to mind. This is because the likes of airports, roads and power stations have physical footprints that shape the environment around us and our perceptions of it.

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Insights

Insights

08/06/2018

Five reasons to open a stocks and shares ISA

Are you one of the 70% of ISA savers who only stick with cash?

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Insights

M&G Investments

06/06/2018

Are you investing enough for your future?

The combination of time and discipline could allow you to take a long-term approach to pursuing your financial goals

Whether you are thinking of retirement or have an eye on buying a home, building your savings pot – while also paying the day-to-day costs of living – can seem daunting.

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