M&G adopts a value-driven approach to investing in credit. There are no short cuts to success in investing so we ask questions about the value on offer from an asset before we commit.
- What do we know about issuers and the position they are in? Equally important can be, what don’t we know?
- Is the compensation available sufficient to justify the risk we are taking for our investors?
- Does the issuer of the security have enough capacity to pay the money back?
The answers to these questions help guide our investment decisions.
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The value of investments will fluctuate, which will cause prices to fall as well as rise and investors may not get back the original amount they invested.