Terms and Conditions

Please read this information carefully as it contains certain legal and regulatory restrictions in relation to the information contained on this website.

Company information

Disclaimer

Regulatory

Applicable law

Disclaimer of third party information and websites

Copyright notice

Your use of the website

Security

This website contains some information that is freely available and accessible to all United Kingdom based users.

Company information

This website is operated by M&G Investment Management Limited.M&G Investment Management Limited is registered in England and Wales under number 936683, with registered offices at Laurence Pountney Hill, London EC4R 0HH. M&G Investment Management Limited is authorised and regulated by the Financial Conduct Authority and is registered on the FCA’s register, No. 119328 (http://www.fca.org.uk/register/).

M&G Securities Limited is registered in England and Wales under number 90776, with registered offices at Laurence Pountney Hill, London EC4R 0HH. M&G Securities is authorised and regulated by the Financial Conduct Authority and is registered on the FCA’s register, No. 122057 (http://www.fca.org.uk/register/).

M&G Real Estate Limited is registered in England and Wales under number 3852763 with its registered office at Laurence Pountney Hill, London EC4R 0HH.

M&G Investment Management Limited, M&G Securities Limited and M&G Real Estate Limited are subsidiaries of M&G Limited. M&G Limited is incorporated and registered in England. Registered Office: Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 1048359. These companies are registered for VAT, number GB 235323781.

Prudential Pensions Limited is registered in England and Wales under number 992726, with its registered office at Laurence Pountney Hill, London EC4R 0HH. Prudential Pensions Limited is authorised and regulated by the Financial Conduct Authority and is registered on the FCA’s register, No. 110434 (http://www.fca.org.uk/register/). Prudential Pensions Limited is registered for VAT, number 235323781.

Access to this website is confirmation that you have understood and agreed to be bound by all of these Terms and Conditions.

Disclaimer

The information published on the M&G website is provided as a convenience to visitors and should be used for information purposes only and is subject to change without notice.

The content of this website is intended for institutional investors   only unless specifically indicated otherwise. Whilst M&G uses all reasonable efforts to ensure that the information contained on its website is current, accurate and complete at the date of publication, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. M&G therefore cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website. Content and information provided by third parties other than M&G is identified clearly where it appears. We publish this content as supplied to us and are not responsible for its accuracy or timeliness. You must take appropriate steps to verify this information before acting upon it. In addition, no warranty is given as to the freedom of this website from errors, defects, viruses or other malicious programs or macros.

Regulatory

The information contained in this website is not for use within any country or jurisdiction where said use would constitute a violation of law.

In particular, the information on this website is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of United States persons being resident in the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof.

The information on this website does not constitute an offer or solicitation. Past performance is not a guide to future performance. The value of investments can fall as well as rise. You should ensure you understand the risk profile of the products or services you plan to purchase. The services and products provided by M&G Investment Management Limited are available only to investors who come within the category of Professional Client or Eligible Counterparty as defined in the Financial Conduct Authority’s Handbook. They are not available to Retail Clients, who should not rely on this communication.

Applicable Law

This website is established by M&G Investment Management Limited in England. Any use of it shall at all times be governed by English law and, in the event of any dispute, the relevant parties shall irrevocably submit to the exclusive jurisdiction of the English Courts. To the extent that any part of these conditions of use is found to be invalid, unlawful or unenforceable by any court of competent jurisdiction such part shall to that extent be severed from the remaining terms all of which shall remain in full force and effect as permitted by law.

Disclaimer of third party information and websites

This website may contain, or be linked to, advice or statements from third parties. M&G make no representation as to the accuracy, completeness, timeliness or suitability of such information and we have not, and will not, review or update such information and caution you that any use made of such information is at your own risk. Some of the information contained on this website may also have been prepared or provided by third parties and may not have been verified by us. M&G hereby exclude any liability arising out of any preparation or provision of such information for this website and make no warranty as to the accuracy, suitability or completeness of any such information.

The links we provide from this website to other websites are provided for information only. We do not assume any responsibility or liability with respect to any website accessed via our website. We do not monitor or review any of the websites accessible through these links. Once you have used these links to leave this website you should note that we do not have any control over that other website. We therefore cannot be responsible for the protection and privacy of any information that you provide whilst visiting such websites and such websites are not governed by these Terms & Conditions. You should exercise caution and look at the privacy statement applicable to the website in question.

The presence of any advert on this site is not an endorsement of goods, services or website advertised.

Copyright Notice

The entire contents of this website are the property of M&G except where otherwise indicated by a third party’s proprietary notice and are subject to copyright with all rights reserved.

You are only permitted to use this website and the services available through it for your own personal, non-commercial purposes, and you may not in any way resell any of these services or make these services available to any third party.

Unless specifically prohibited by a notice published on any page, you may download or print individual sections of the website for personal use and information only provided that you retain all copyright and other proprietary notices. You may not reproduce (in whole or in part), modify, decompile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without contacting M&G or the relevant party and obtaining their prior written consent.

Your use of this website

You agree that you will not:

  • place on this website any information which is abusive, illegal, libellous, pornographic, discriminatory or otherwise offensive;
  • send or place any information that contains a virus or otherwise harmful content;
  • interfere with the operation or content of this website. Any attempt to damage this website may be illegal and we reserve the right to seek damages from any such perpetrator.

Security

M&G Investment Management considers the protection of your personal information and investment data to be of paramount importance. We have established the most up-to-date measures in current commercial use to ensure you can use this website with the utmost confidence.

The website is protected by firewalls and intrusion detection security measures that safeguard against malicious attack. We have 24 hour monitoring arrangements in place to support these measures and our control processes are subject to regular risk assessment and review to ensure they remain effective.

We employ strong encryption technology to ensure all sensitive data communications are protected until they reach our systems. This ensures any personal information passed over the internet cannot be read or changed by anyone else. When you visit an area of this website that is encrypted, internet browsers such as Microsoft Internet Explorer, will show you a website is secure by displaying a padlock symbol in the browser window. You can click on this symbol to reveal our Registration Certificate which has been issued by Verisign, a leading certificate authority.

M&G also employs brand protection measures to monitor for sites on the internet that register and use similar URLs and content. We take appropriate steps to ensure the early detection and take down of malicious phishing sites.