Changes to CTF regulation now mean greater choice for parents and guardians seeking the best possible long-term returns for their children’s savings. Take a look at some Frequently Asked Questions to help you understand these changes in more detail.
At M&G we believe that it's vital for every child to have the best start in life. Saving little and often can go a long way to help them achieve their goals in the future. Whilst choosing to transfer your CTFs into a Junior ISA could bring an increased level of risk to your capital, the potential long-term rewards could make it one of the best decisions you make on your child’s behalf.
Tax rules for Junior ISAs may change in the future and their tax advantages depend on your individual circumstances.
The value of investments, and the income from them, will fluctuate. This will cause the fund price to fall as well as rise and you may not get back the original amount you invested.
Find the M&G fund(s) that could help you.
Looking to transfer your child’s CTF to M&G?
Follow our step-by-step guide to CTF transfers and find out how M&G could help power-up your child’s long-term savings.
By transferring your child’s existing CTF into an M&G Junior ISA you are opening up your child’s savings to;
- over 80 years’ experience of investing in companies with long-term potential, rather than chasing short-term price trends
- fund managers who strive to add value for investors through active stock-picking
- investment support from our sizeable in-house research teams
- expertise from the company who paved the way when they launched the UK’s first unit trust in 1931
- over 45 funds to choose from
Please note, your current provider may apply a charge when you transfer your investment. While your investment is being transferred it will be out of the market for a short period of time and will not lose or gain in value.
Let M&G’s experience and expertise help your child reach their long-term financial goals.
We are unable to give financial advice. If you are unsure about the suitability of your investment, speak to your financial adviser. The views expressed in this document should not be taken as a recommendation, advice or forecast. Junior ISA tax rules may change in the future and Junior ISA tax advantages depend on your individual circumstances.
For further information on The M&G Junior ISA visit www.mandg.co.uk/junior or call us on 0800 389 8600.
For impartial advice about transferring into or investing in a Junior ISA account we recommend you speak to a financial adviser. If you do not already have one you can find a financial adviser by visiting our website at www.mandg.co.uk/getfinancialadvice