If you haven't used your annual ISA allowance and/or are interested in opening a Junior ISA on behalf of a child, take a look at our options for tax-efficient investing.
The value of investments will fluctuate, which will cause fund prices to fall as well as rise and you may not get back the original amount you invested. In addition, ISA and Junior ISA tax rules could change in the future and their tax advantages depend on your individual circumstances.
There are two ways to invest tax-efficiently with M&G:
An individual savings account (ISA) is a tax-efficient investment vehicle in which you can hold a range of investments, including shares in funds and unit trusts and cash.
More on ISAs
Junior ISAs are a flexible, simple and tax-efficient way for you to save for a child’s future.
More on Junior ISAs
Child Trust Fund (CTF) transfers
Parents and Guardians can now choose to transfer their child’s CTF into a Junior ISA account.
Find out more about CTF transfers