Only Sterling Class A Accumulation Shares are available if you invest through The M&G Savings Plan.
Sterling Class A Shares ('A Shares') carry an entry charge and no exit charge. However, M&G have now discounted the entry charge to zero (0%) on all new investments, including switches, in A Shares made by individuals who come to us directly (not via a financial adviser).
Accumulation shares don’t pay income. Instead, they automatically reinvest any income accruing to the fund and this is reflected in the share price. If a fund only offers Income shares, any net income can be reinvested to buy more shares.
Learn more about share classes by downloading our Important Information for Investors document. You need Adobe Reader to read this document.
Charges and discounts
How to invest and get a discounted entry charge A Shares
M&G have now discounted the entry charge to 0% on all new investments, including switches, in A Shares made by individuals who come directly to M&G. An ongoing charge will apply. If you choose to invest by Direct Debit, the entry charge discount will apply for as long as the Direct Debit contributions continue. For information on all of our charges, please refer to our Fund Charges page.
The value of investments will fluctuate, which will cause fund prices to fall as well as rise and you may not get back the original amount you invested. Please be aware, your investment may increase or decrease as a result of currency fluctuations.
The table below shows the minimum investment limits within The M&G Savings Plan. There is no upper limit to the amount you can invest.
|Minimum investment limits
|Minimum regular amount
|Minimum additional regular amount
|Minimum lump sum
|Minimum additional lump sum