The information in this site is intended for authorised charities in the United Kingdom only. 

The website is operated by M&G Securities Limited on behalf of itself, Charities Investment Managers Limited and the Trustees of Charibond. M&G Securities Limited is the managing agent for Charities Investment Managers Limited and the fund manager of Charibond.

The information provided is directed at authorised charities in the United Kingdom and is not to be regarded as an offer to buy or sell, securities or investments. Charibond is available for investment by registered charities in the United Kingdom allowed to invest in common investment funds.

Please click the appropriate button to the right to confirm that you are an authorised charity and wish to continue.

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Summary of asset classes

Deciding on the best asset class for your charity starts with defining your long-term objectives and risk level.

Selecting the best mix for your charity

Before deciding on the blend of asset classes that best suit your needs, it’s important to:

  • Know what your charity wants from it's investment
  • Know the level of risk your charity is willing to accept
  • Remember that a healthy portfolio can include different asset classes

Generally speaking, if you’re willing to take more risk with the goal of achieving a higher level of return from your charity's investment, your portfolio may hold more equities (shares of ownership in a company).

You may want to increase the percentage of bonds you hold if:

  • your priority is to take a lower amount of risk with your money compared to investing in equities
  • you’re comfortable with lower growth potential in order for your charity's investment to have the potential to generate a regular income

No asset class is free from risk. Using the different characteristics of each asset class in a balanced portfolio can help to smooth fluctuations in performance and balance risk.

The value of investments will fluctuate, which will cause fund prices to fall as well as rise and you may not get back the original amount you invested.


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