Choosing the right product for your investment

ISAs explained – get tax efficient with The M&G ISA

The Individual Savings Account (ISA) protects your investment from tax. You can invest up to £7,200 in a tax year without paying tax on the income or growth from your investment. However, your allowance works on a ‘use it or lose it’ basis: any unused allowance from one year can’t be carried forward into the next.

It’s also worth knowing that if you are not happy with the performance of your current ISA provider you can transfer any other ISA you hold to M&G.

 

Savings Plan – save how it suits you

You may have already used your ISA allowance for the current tax year, but you can still make regular contributions or a lump sum payment to an M&G Savings Plan. The minimum monthly investment is only £10 so the opportunity of investing in M&G’s OEICs/Unit Trusts is available to you, whatever your financial position.

 

OEICs and Unit Trusts – the smart way to invest

You can buy or sell shares in a company but you may prefer to invest in the stock market through Unit Trusts or Open Ended Investment Companies (OEICs). These are pooled funds of investors’ money managed by specialist professional fund managers who decide how best to invest in order to achieve set objectives. The advantages of investing in this way are that:

Next steps
The M&G ISA
OEICs
Unit Trusts
The M&G Savings Plan
Contact us

 

Issued by M&G Securities Limited and M&G Financial Services Limited which are subsidiaries of M&G Limited. M&G Limited is incorporated and registered in England. Registered Office: Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 1048359. Registered for VAT, number GB 235 3237 81. Both M&G Securities Limited and M&G Financial Services Limited are authorised and regulated by the Financial Services Authority and provide PEPs, ISAs and other investments. M&G Securities Limited is registered on the FSA's register, No. 122057 (www.fsa.gov.uk/register - opens new window). Registered Office Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 90776. M&G Financial Services Limited is registered on the FSA's register, No. 122058 (www.fsa.gov.uk/register - opens new window). Registered Office Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 923891. Both companies are registered for VAT, number 235323781.