Get tax-efficient with an M&G ISA

What is an ISA?

An Individual Savings Account (ISA) is a tax-efficient investment vehicle. Within your ISA you can hold different asset classes such as bonds, equities (shares) and cash. The ISA simply protects the items inside it from income tax and capital gains tax. Anyone aged 18 or over may subscribe to an ISA, provided they are resident and ordinarily resident in the UK for tax purposes.

How do ISAs work?

There are two types of ISA – stocks and shares or cash. The M&G ISA is a stocks and shares ISA. With a stocks and shares ISA you can:

Invest up to £7,200 in a tax year, £10,200 if you were born on or before 5 April 1960.
Alternatively you can save up to half of your allowance (£3,600 or £5,100 depending on your age) in one cash ISA and place the remainder in one stocks and shares ISA.
You don’t have to keep your cash ISA and stocks and shares ISA with the same company.
You can transfer money held in a cash ISA into a stocks and shares ISA, without affecting your annual allowance, but not vice versa.
From 6 April 2010, the £10,200 alowance will be available to all investors.

Remember, ISA tax rules may change in the future and the ISA tax advantages depend on your individual circumstances.

Find out what funds are available in The M&G ISA

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Next steps: How to invest; Current discount offers; Contact us

Download literature: ISA application form (including Key Features) (3 MB); ISA transfer application (including Key Features) (3 MB); You will require Adobe Acrobat to view the pdfs contained within this page.

Issued by M&G Securities Limited and M&G Financial Services Limited which are subsidiaries of M&G Limited. M&G Limited is incorporated and registered in England. Registered Office: Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 1048359. Registered for VAT, number GB235 3237 81. Both M&G Securities Limited and M&G Financial Services Limited are authorised and regulated by the Financial Services Authority and provide ISAs and other investments. M&G Securities Limited is registered on the FSA's register, No. 122057 (www.fsa.gov.uk/register). Registered Office Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 90776. M&G Financial Services Limited is registered on the FSA's register, No. 122058 (www.fsa.gov.uk/register). Registered Office Laurence Pountney Hill, London, EC4R 0HH. Registered in England No. 923891. Both companies are registered for VAT, number GB235 3237 81.